If you are unable to work, you can file for unemployment, even if litigation is pending.
15. The other driver’s insurance company offered me money and I haven’t even hired an attorney yet. Should I take it?
Tell the insurance company that you’ll get back to them. Contact an attorney immediately. Often times an insurance company will offer a minimal amount of money in return for your signature stating that you won’t sue them. Remember, adjustors work for the insurance company — not for you — and their job is to settle the matter for the lowest possible expense to the company. Since a consultation is free, it won't hurt to ask us if we can help. We would advise to never take an insurance check without first consulting an attorney.
16. Can I deal with the insurance company on my own?
Yes, you can but you should understand that the insurance company most likely does not have your best interests at heart. They are just like any other business and are interested in making money. They would like to minimize the claims they pay. Their representatives are probably trained to minimize or even outright deny your claim. An experienced personal injury lawyer knows how to work with and against insurance companies.